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Course Description

Throughout this course, students will gain the knowledge and skills necessary to evaluate and compare the features of different retirement plans. This will allow them to recommend the most suitable plan based on a given situation. The curriculum includes tax-deferred retirement plans, IRAs, nonqualified plans, Social Security, Medicare, Medicaid, distribution strategies, taxation of distributions, and regulatory considerations. Students will learn about the benefits and limitations of each plan, and how to assess which plan aligns with individual retirement goals.

Course Outline

  • Introduction to Retirement Planning
  • Qualified Plan Overview
  • Profit Sharing Plans, Stock Bonus Plans, ESOPS
  • Qualified Pension Plans
  • Installation, Admin., and Termination of Qualified Plans
  • IRAs and SEPS
  • Retirement Planning, Accumulations, and Distributions
  • SIMPLE, 403(b), and 457 Plans
  • Distributions from Qualified Plans
  • Deferred Comp. and Non-Qualified Plans
  • Social Security, Medicare, and Medicaid
  • Employee Benefits: Fringe Benefits

Learner Outcomes

  1. Describe and apply different retirement income strategies.
  2. Calculate a retirement needs analysis using time value of money and make fiduciary retirement portfolio recommendations.
  3. Describe the basics of retirement plan design while accounting for taxes and IRS/ERISA regulations.
  4. Explain the differences between qualified and non-qualified plans as they relate to both employers and employees from both a qualitative and quantitative nature.
  5. Identify and evaluate employee benefits and their tax implications.
  6. Recognize the special topics of retirement such as gender retirement issues, baby boomer retirement needs, social welfare, and Defined Benefits vs Defined Contributions decisions.
  7. Develop a comprehensive knowledge of the Social Security and Medicare system.

Notes

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Prerequisites

Recommended: Completion of FPCC 435 Financial Planning Fundamentals with a 'C' or better.

Students should not take this course concurrently with FPCC 441 Financial Plan Development & Capstone.

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Enroll Now - Select a section to enroll in

Section Title
439 Retirement Planning and Employee Benefits - Spring 2026
Language of Delivery
English
Type
Online, fixed date
Dates
Jan 12, 2026 to May 11, 2026
Course Fee(s)
Contract Fee non-credit $575.00
CEUs
4.5 CEUs
Drop Request Deadline
No drop request allowed after enrollment
Transfer Request Deadline
No transfer request allowed after enrollment

Section Notes

The first day of class for Spring 2026 is Monday, January 12. Content will be made available to you on the first day of class.

 

Refund Policy:

In case something comes up during the semester and you need to withdraw from the course, our Withdrawal and Refund Policy is below.

Date of Withdrawal | Percent of Course Fee Refunded

  • On or before January 18: 90%
  • After January 18 and on/before February 15: 60%
  • After February 15 and on/before March 22: 30%
  • After March 22: No refund
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